Seven-Layer Tex-Mex Dip

Featured in: Everyday Meal Ideas

This colorful seven-layer dip combines refried beans seasoned with taco spices, creamy guacamole, tangy sour cream, chunky salsa, and melted cheddar and Monterey Jack cheeses. Topped with black olives, crisp shredded lettuce, and green onions, it creates a stunning presentation that's as delicious as it is beautiful.

The dip requires no cooking, just simple assembly in a 9x13-inch dish. Each layer adds distinct flavors and textures that complement each other perfectly. Refrigerate for at least an hour to let the flavors meld together, creating the ideal consistency for scooping with crispy tortilla chips.

Updated on Tue, 13 Jan 2026 11:00:00 GMT
Seven-layer dip filled with refried beans, guacamole, sour cream, and cheese, served with crispy tortilla chips. Pin It
Seven-layer dip filled with refried beans, guacamole, sour cream, and cheese, served with crispy tortilla chips. | savorytirza.com

The first time I brought this Seven-Layer Dip to a Super Bowl party, I watched it disappear in twelve minutes flat. My friend Sarah actually hovered over the platter with a tortilla chip, guarding her corner like it was the last slice of pizza. Now it's the most requested item at every gathering, and I've learned to make double batches just to be safe.

Last summer, I made this for my niece's graduation party and her uncle asked for the recipe before he even finished his first bite. There's something magical about how people gather around a layered dip, drinks in hand,不知不觉 lingering near the food table longer than they intended.

What's for Dinner Tonight? 🤔

Stop stressing. Get 10 fast recipes that actually work on busy nights.

Free. No spam. Just easy meals.

Ingredients

  • Refried beans with taco seasoning: This foundation layer needs to be well-seasoned because it anchors every other flavor above it. I've found that mixing the seasoning directly into the beans rather than sprinkling on top prevents that dry spice bite.
  • Ripe avocados: They should yield to gentle pressure but not feel mushy. Adding lime juice right when you mash them keeps that vibrant green color from turning sad and brown.
  • Sour cream: This creamy layer is what balances the zesty beans and acidic salsa. Greek yogurt works in a pinch, but nothing quite replicates that tangy creaminess.
  • Chunky salsa: Draining it for a few minutes in a sieve prevents your beautiful layers from becoming a soupy mess. The chunks add texture that smooth salsa just can't provide.
  • Shredded cheddar and Monterey Jack: This cheese duo gives you sharpness and meltability in one bite. Pre-shredded is convenient, but grating it yourself makes a huge difference in how it melds with the other layers.
  • Black olives, lettuce, and green onions: These aren't just garnish, they provide the fresh crunch that cuts through all the creaminess below. Slice everything thin so they don't weigh down the delicate top layers.

Tired of Takeout? 🥡

Get 10 meals you can make faster than delivery arrives. Seriously.

One email. No spam. Unsubscribe anytime.

Instructions

Build your flavor foundation:
Mix the refried beans with taco seasoning until completely combined, then spread them in an even layer across the bottom of your dish. The back of a spoon works better than a spatula here for getting those corners perfectly smooth.
Create the creamy guacamole layer:
Mash those avocados with lime juice and salt first, then gently fold in the onion and tomato. Spread this carefully over the beans, dropping dollops across the surface and gently connecting them so you don't pull up the beans underneath.
Add the cooling sour cream:
Drop small spoonfuls across the guacamole and use gentle strokes to spread without mixing the layers. If you see green bleeding through, you're pressing too hard, just lighten your touch.
Layer the salsa and cheese:
Spread your drained salsa over the sour cream, then sprinkle both cheeses evenly across the top. This creates a beautiful barrier that keeps the wet ingredients from making the final toppings soggy.
Finish with fresh toppings:
Scatter the olives, lettuce, and green onions across the cheese layer. Cover and refrigerate for at least an hour, letting all those flavors get friendly and the layers set up properly.
Cold Tex-Mex seven-layer dip with green onions, olives, and salsa, ready to scoop with tortilla chips. Pin It
Cold Tex-Mex seven-layer dip with green onions, olives, and salsa, ready to scoop with tortilla chips. | savorytirza.com

My dad, who claims to hate guacamole, accidentally ate half the platter at Thanksgiving because he couldn't tell what layer was what. That's the beauty of this dip, even the picky eaters find something to love without realizing they're trying new things.

Still Scrolling? You'll Love This 👇

Our best 20-minute dinners in one free pack — tried and tested by thousands.

Trusted by 10,000+ home cooks.

Make It Your Own

Layered dips are incredibly forgiving once you understand the structure. Keep the wet-to-dry ratio balanced, and you can swap ingredients based on what your crowd loves or what's in your fridge. I've made a Mediterranean version with hummus, tzatziki, and feta that disappeared just as quickly.

Serving Strategy

A clear glass dish shows off those beautiful stripes and acts as its own decoration. Set out sturdy chips that won't shatter when they hit the thicker layers, and consider placing small spoons alongside for people who want to scoop deeper without making a mess.

Timing and Storage

This dip travels surprisingly well if you keep it level and chilled. Make it the morning of your party, cover it tightly, and don't add the lettuce and green onions until an hour before serving so they stay crisp and bright.

  • Leftovers keep for two days in the fridge, though the layers will start to blend
  • Bring it to room temperature for 20 minutes before serving, the flavors really wake up
  • The bean layer actually tastes better the next day if you have any leftover
Appetizer spread of seven-layer dip topped with lettuce and cheddar, surrounded by crunchy tortilla chips for dipping. Pin It
Appetizer spread of seven-layer dip topped with lettuce and cheddar, surrounded by crunchy tortilla chips for dipping. | savorytirza.com

Watch people's faces when they first see those colorful layers, it's like they're approaching edible art. Then watch how quickly it disappears, and you'll understand why this recipe has earned its permanent spot in my party rotation.

Recipe Questions & Answers

How far in advance can I make this dip?

Assemble this up to 4 hours before serving. The flavors actually improve when given time to meld together in the refrigerator. Avoid making it more than 6 hours ahead, as the lettuce may become wilted and the guacamole could start to brown slightly.

What can I substitute for sour cream?

Greek yogurt makes an excellent lighter alternative with similar tang and creaminess. For a dairy-free option, use cashew cream or a plant-based sour cream substitute. The flavor profile will remain consistent with any of these substitutions.

How do I prevent the layers from mixing together?

The key is adding each layer gently and spreading it carefully without pressing down into the previous layer. Use a spoon or offset spatula to spread toppings to the edges, working from the center outward. Also, drain your salsa well to prevent excess liquid from making layers slide.

Can I make this spicy?

Absolutely. Use hot salsa instead of mild, add diced jalapeños between layers, or mix cayenne pepper into the bean layer. You could also pepper jack cheese for the cheese layer or sprinkle red pepper flakes over the top.

What other toppings work well?

Pickled jalapeños, diced bell peppers, fresh cilantro, sliced radishes, or corn kernels all make excellent additions. Some people love a layer of taco meat or grilled corn salad. Keep the layers distinct for the best presentation.

20-Minute Dinner Pack — Free Download 📥

10 recipes, 1 shopping list. Everything you need for a week of easy dinners.

Instant access. No signup hassle.

Seven-Layer Tex-Mex Dip

Vibrant layered Tex-Mex appetizer with beans, guacamole, sour cream, salsa, cheese, olives and fresh vegetables. Perfect for parties served with tortilla chips.

Prep Duration
20 min
0
Overall Time
20 min
Created by Nolan Briggs


Skill Level Easy

Cuisine Origin Tex-Mex

Makes 8 Portions

Diet Preferences Vegetarian-Friendly

Ingredient List

Base Layer

01 1 (15 oz) can refried beans
02 1 tablespoon taco seasoning

Guacamole Layer

01 2 ripe avocados, peeled and pitted
02 1 tablespoon lime juice
03 1/4 teaspoon salt
04 1/4 cup diced red onion
05 1 small tomato, seeded and diced

Sour Cream Layer

01 1 cup sour cream

Salsa Layer

01 1 cup chunky salsa, drained of excess liquid

Cheese Layer

01 1 cup shredded cheddar cheese
02 1/2 cup shredded Monterey Jack cheese

Toppings

01 1/2 cup sliced black olives
02 1 cup shredded iceberg lettuce
03 1/4 cup chopped green onions

For Serving

01 Tortilla chips for dipping

How-To Steps

Step 01

Prepare Bean Base: Combine refried beans with taco seasoning in a medium bowl until thoroughly incorporated. Spread mixture evenly across the bottom of a 9x13-inch serving dish, creating a smooth foundation layer.

Step 02

Make Guacamole: Mash avocados with lime juice and salt in a separate bowl. Fold in diced red onion and tomato. Spread guacamole evenly over the bean layer, maintaining clean edges.

Step 03

Add Sour Cream: Distribute sour cream in an even layer over the guacamole, using a spatula to create a smooth surface without disturbing the underlying layers.

Step 04

Layer Salsa: Spread drained salsa over the sour cream, ensuring excess liquid has been removed to prevent sogginess. Keep salsa contained within the dish edges.

Step 05

Sprinkle Cheeses: Evenly distribute shredded cheddar and Monterey Jack cheeses over the salsa layer, covering the entire surface.

Step 06

Add Olives: Arrange sliced black olives in an even layer over the cheese mixture.

Step 07

Top with Fresh Vegetables: Complete the dip by sprinkling shredded lettuce and chopped green onions over the olive layer.

Step 08

Chill and Serve: Cover dish securely with plastic wrap and refrigerate for at least 1 hour to allow flavors to meld. Serve chilled with tortilla chips for dipping.

You Just Made Something Great 👏

Want more like this? Get my best easy recipes — free, straight to your inbox.

Join 10,000+ home cooks. No spam.

Tools Needed

  • 9x13-inch shallow serving dish
  • Medium mixing bowls
  • Spatula or large spoon
  • Chef's knife and cutting board
  • Potato masher or fork

Allergy Advice

Review each item for allergens and speak with your healthcare provider if unsure.
  • Contains dairy: sour cream and cheese
  • May contain wheat: verify tortilla chips are certified gluten-free if required
  • Refried beans may contain lard: check labels for vegetarian compliance

Nutrition Details (Each Serving)

These numbers are for reference only—always discuss health matters with your doctor.
  • Caloric Value: 260
  • Fat content: 16 g
  • Carbohydrates: 22 g
  • Proteins: 7 g

Cooking Shouldn't Be Hard ❤️

Get a free recipe pack that makes weeknight dinners effortless. Real food, real fast.

Free forever. Unsubscribe anytime.